Thinking about selling?
See what you'd walk away with.
Enter a price and your loan balance. We'll estimate every Texas closing cost so you know your real bottom line before you list.
Estimate my net proceedsYour estimated net proceeds
Every number below can be changed. Texas has a few costs sellers don't expect, like paying the buyer's owner's title policy and crediting this year's property taxes, so they're all built in.
Want a net sheet for your actual home?
Patrina and Charles will prepare a free, personal net sheet using recent sales near you, not just an estimate.
Texas costs that surprise sellers
You pay the buyer's title policy
In the Houston area, the seller usually pays for the buyer's owner's title insurance. The price is set by the state, so it's the same at every title company.
Property taxes are paid in arrears
Texas taxes for this year aren't due until January. At closing you credit the buyer for the part of the year you owned the home.
HOA paperwork costs money
The resale certificate the buyer needs can cost up to $375 in Texas, plus any transfer fees your HOA charges.
Estimates only. Owner's title premium uses the Texas Department of Insurance 2026 rates. Other typical Houston-area costs used: escrow fee half $350, deed and document preparation $200, tax certificates $60, lien release recording $50, new survey $550. Your title company's settlement statement shows your actual numbers. Payoff amounts include interest through the payoff date, so get a payoff statement from your lender.
Disclaimer: All information contained on this website is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal notice sucrerealty.com believes all information to be correct but assumes no legal responsibility for accuracy.